Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 6.92 106,923 6,923
ICICI Prudential Dynamic Bond Fund - Growth 100000 1.34 101,342 1,342
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 6,923 Not Applicable 2,077 4,846
ICICI Prudential Dynamic Bond Fund - Growth 1,342 Short Term 403 940

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 22-06-2018
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Indiabulls Income Fund - Regular Plan - Growth Option 04-03-2013 0.75 7.47 7.52 7.76 7.11 - 7.32
Franklin India Corporate Debt Fund - Growth 23-06-1997 0.91 5.51 8.25 7.87 8.18 8.76 9.02
Axis Strategic Bond Fund - Growth Option 28-03-2012 1.0 5.48 8.41 8.33 8.35 - 8.89
ICICI Prudential Advisor Series - Debt Management Fund - Growth 18-12-2003 1.03 5.05 7.78 9.19 8.68 7.71 7.25
JM Short Term Fund - Regular Plan - Growth Option 24-06-2002 0.89 4.5 6.78 7.12 7.29 8.46 7.87
JM Short Term Fund - Growth Option 04-04-2003 0.89 4.5 6.81 7.24 7.47 8.72 6.1
DSP BlackRock Bond Fund - Growth 29-04-1997 0.8 4.44 7.71 7.57 7.44 7.76 8.4
DHFL Pramerica Premier Bond Fund - Premium Plus Plan - Growth 09-02-2009 1.24 4.22 6.95 7.4 7.79 - 5.54
Franklin India Banking & PSU Debt Fund - Growth 25-04-2014 0.59 4.22 6.63 7.21 - - 7.81
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 06-09-2013 0.5 4.21 6.05 6.67 - - 7.92
BNP Paribas Corporate Bond Fund Growth Option 08-11-2008 0.45 4.18 7.45 7.38 7.83 - 6.82
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 1.33 3.93 6.3 7.23 6.87 - 6.84
Franklin India Corporate Debt Fund - Monthly Dividend 23-06-1997 0.9 3.3 5.99 5.6 6.07 7.37 7.9
Sundaram Medium Term Bond Fund - Regular Growth 18-12-1997 2.0 3.27 6.98 6.96 6.68 7.14 8.03
DHFL Pramerica Strategic Debt Fund - Regular Plan - Growth 28-01-2014 1.12 3.14 7.04 9.4 - - 6.39
L&T Resurgent India Bond Fund - Regular Plan - Growth 30-01-2015 1.59 3.09 6.86 7.77 - - 7.84
Franklin India Corporate Debt Fund - Half Yearly Dividend 23-06-1997 0.9 3.05 5.73 5.38 5.97 6.97 7.61
Franklin India Corporate Debt Fund - Quarterly Dividend 23-06-1997 0.9 3.04 5.73 5.35 5.84 6.93 7.7
DHFL Pramerica Premier Bond Fund - Growth 21-01-2003 1.24 3.04 5.74 6.17 6.56 8.18 6.73
L&T Triple Ace Bond Fund-Regular Plan-Growth 31-03-1997 0.5 2.96 5.19 5.84 5.86 6.5 7.13
DHFL Pramerica Medium Term Fund- Regular Plan- Growth 06-03-2014 1.03 2.93 7.07 7.88 - - 9.28
Baroda Pioneer Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.61 2.6 7.13 7.82 8.09 - 8.55
ICICI Prudential All Seasons Bond Fund Retail - Cumulative 28-03-2002 1.26 2.29 8.93 9.11 10.8 9.08 9.13
ICICI Prudential All Seasons Bond Fund - Premium Growth Option 04-05-2009 1.26 2.29 8.93 9.11 10.86 - 8.78
Tata Medium Term Fund Regular Plan - Growth 21-11-2002 1.86 2.23 6.56 6.93 7.24 7.22 6.53
ICICI Prudential All Seasons Bond Fund - Growth 04-05-2009 1.26 2.17 8.84 9.05 10.76 - 8.85
Sundaram Corporate Bond Fund Regular - Growth 30-12-2004 0.89 1.96 6.55 7.29 7.56 6.95 6.76
ICICI Prudential Bond Fund - Growth 18-08-2008 1.38 1.95 6.47 7.09 7.51 - 9.33
SBI Magnum Income Fund-Regular Plan-Growth 25-11-1998 1.45 1.85 7.34 7.75 6.86 7.44 7.6
Aditya Birla Sun Life Active Debt Multi Manager FoF Scheme - Regular Plan - Growth Option 29-12-2006 1.1 1.83 7.06 7.28 6.81 7.72 7.7
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.49 1.78 6.81 7.45 7.76 5.1 5.37
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.63 1.35 8.28 8.34 8.95 - 9.08
JM Income Fund - Growth Option 01-04-1995 0.8 1.34 4.75 4.71 5.31 4.77 6.99
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.81 1.16 7.22 7.44 7.87 - 7.87
Principal Dynamic Bond Fund - Growth Option 13-05-2003 1.54 1.06 6.19 6.76 6.85 8.03 7.45
Axis Dynamic Bond Fund - Growth Option 27-04-2011 1.3 0.96 6.43 7.04 7.22 - 8.2
DHFL Pramerica Dynamic Bond Fund - Growth Option 12-01-2012 1.46 0.92 7.43 7.51 7.55 - 8.01
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 24-03-2017 2.14 0.92 - - - - 2.58
Canara Robeco Income Fund - Regular Plan - Growth 19-09-2002 1.9 0.63 6.51 6.79 7.0 9.4 8.44
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.81 0.61 6.67 6.95 7.68 - 8.38
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.79 0.58 - - - - 4.07
UTI Bond Fund-Growth (for rep. After 6 months- No Load) 17-05-1998 1.63 0.46 7.42 7.46 7.33 8.33 8.52
Essel Flexible Income Fund-Growth 21-08-2012 1.55 0.38 5.24 6.21 5.2 - 5.97
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 0.9 0.18 4.6 5.39 5.89 - 5.99
Baroda Pioneer Income Fund - Plan A - Growth Option 21-03-2002 2.46 0.11 5.05 5.96 6.46 6.83 6.04
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 1.7 0.03 6.11 6.81 7.86 7.01 6.75
LIC MF Bond Fund-Regular Plan-Growth 19-06-1999 1.05 -0.03 5.3 5.69 6.35 7.53 8.3
SBI Dynamic Bond Fund - Regular Plan - Growth (Previously Magnum NRI) 09-02-2004 1.7 -0.09 6.96 7.64 6.82 7.1 5.42
Tata Income Fund -Regular Plan - Growth 28-04-1997 2.02 -0.26 5.57 6.46 7.0 6.75 8.13
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.68 -0.26 5.9 6.76 7.34 8.2 8.69
ICICI Prudential Long Term Bond Fund - Growth 09-07-1998 1.57 -0.37 7.09 7.63 6.99 8.74 8.85
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 -0.37 6.99 7.23 7.41 - 7.6
DSP BlackRock Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.1 -0.39 5.34 6.27 7.33 6.42 6.45
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 1.81 -0.46 4.57 4.9 5.55 - 9.22
Reliance Dynamic Bond Fund-Growth Plan-Growth Option 15-11-2004 1.69 -0.53 6.01 6.98 7.11 6.99 6.32
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.59 -0.63 6.53 6.82 7.19 - 7.84
Reliance Income Fund - Growth Plan Growth Option 01-01-1998 2.16 -0.65 5.74 6.73 6.37 7.98 8.66
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.47 -0.83 5.38 6.74 7.85 - 8.19
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.47 -0.83 5.38 6.74 7.85 8.72 8.3
Aditya Birla Sun Life Income Fund (Discipline Advantage Plan) 04-03-2009 1.48 -0.87 5.79 6.5 6.3 - 7.14
Aditya Birla Sun Life Income Fund - Growth - Regular Plan 21-10-1995 1.48 -0.87 5.79 6.5 6.3 8.09 9.31
IDFC Bond Fund - Long Term Plan - Regular Plan- Growth Option 14-07-2000 1.77 -1.01 6.21 6.54 6.96 8.09 8.2
Invesco India Corporate Bond Fund - Growth 02-08-2007 0.9 -1.07 5.84 6.38 6.31 6.77 6.33
HSBC Flexi Debt Fund-Growth 05-10-2007 1.6 -1.15 4.66 5.47 6.13 7.93 7.89
Kotak Bond Regular Plan Growth 25-11-1999 1.84 -1.25 5.05 6.34 6.13 8.22 8.73
Quant Income Plan-Growth 22-05-1998 2.25 -1.25 3.56 5.23 6.85 8.31 8.88
IDBI Dynamic Bond Fund Growth 21-02-2012 1.8 -1.31 3.63 4.47 4.53 - 5.68
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.6 -1.39 4.4 5.21 5.87 7.61 7.57
HSBC Debt Fund - Growth 10-12-2002 1.83 -1.66 4.05 5.0 5.51 7.24 6.72
HDFC Income Fund-Growth 11-09-2000 1.96 -1.75 4.96 6.01 6.26 7.76 7.78